Finance rental properties based on the deal's cash flow — not just your personal income.
Purchase • Refinance • Cash-Out • LLCs • 1–4 Unit Investment Properties
Local & Trusted
Proudly serving Dupage County, IL
Adam will work with you through the whole process
Less paperwork, more profits
Solutions created to build your portfolio
Traditional mortgages tend to focus heavily on the borrower's personal income and debt-to-income ratio.
DSCR financing takes a different approach.
It focuses on the rental property's ability to support its housing expense.
PITIA generally includes:
Principal + Interest + Taxes + Insurance + applicable HOA dues
I'm Adam Kallanous, a mortgage loan officer serving Illinois investors.
I've spent more than 20 years helping people build wealth through real estate.
My approach to mortgages is simple:
I treat the deal like its my own.
Adam Kallanous
Mortgage Loan Officer
NMLS #873117
20+ Years of Experience • Illinois Mortgage Loan Officer • NMLS #873117
No obligation. No pressure. Just answers.
★★★★★
"I thought I needed way more money to make this happen, but Adam was able to help me start our real estate portfolio."
— Andrew & Bo Glendale Heights, IL]
★★★★★
"I have bought a lot of properties, but this was the smoothest process Ive had"
— Angelo, Addison, IL
★★★★★
"I didn't even know where to start, but Adam made it all make sense and we are now investors"
— The Garcia family, Palatine, IL
Whether you're buying your first rental or adding another property to your portfolio, send me the deal.
I'll help you determine whether DSCR financing or if another investment loan be a better fit.
Adam Kallanous
Cell: (630) 936-7810
email: adam.kallanous@loanfactory.com
Loan Officer
NMLS:#873117
License: IL
Company NMLS #320841. Go here for the Loan Factory, Inc MLNS consumer access page